Lying to your insurance company in the application process is never a good idea. For example, when you apply for auto insurance, your auto carrier might ask who all lives with you (in order to determine who all might be driving the car). If someone is living with you, and you do not disclose this […]
Medical Payments Coverage (“Med Pay”): What Is It, and Why Do I Need It?
What is Med Pay Coverage? Medical payments coverage (“Med Pay”) is a type of automobile insurance coverage that covers medical expenses for injuries resulting from an auto accident. It does not cover loss of income or pain and suffering. It is considered “no fault” coverage, so it applies (pays out) regardless of who was at […]
Uninsured / Underinsured Motorist Coverage: What Is It, and Why Do I Need It?
What is it? Uninsured / underinsured motorist (UM/UIM) coverage is a type of automobile insurance coverage that pays when you are injured by a driver who carries no automobile liability insurance or doesn’t carry enough of it. While some states require that you buy this coverage or that insurers offer it to you, Ohio isn’t […]
Coronavirus COVID-19 Update: Ohio Supreme Court Orders Tolling Of Time Requirements
On Friday, March 27, 2020, the Ohio Supreme Court issued an order “tolling” time requirements imposed by the rules promulgated by the Supreme Court (including the Ohio Rules of Civil Procedure). This same day, Governor DeWine signed into law HB 197, which “tolled” time requirements established by statute (i.e. statutes of limitations). These two measures […]
UPDATE: HB 197 to Extend Statutes Of Limitations In Ohio During State Of Emergency
On March 23, we reported that the current COVID-19 crisis had yet to affect statutes of limitations (and other important case deadlines) in Ohio. As with so much during this time, things have changed. Yesterday, Ohio’s General Assembly passed HB 197 with amendments, which, among other things, extends statutes of limitations during the current state […]
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